Uninsured Motorist Claims

When a person is involved in a car accident, it can be extremely frustrating and discouraging to discover that the other motorist has no insurance coverage. You may be worried about how repairs and bills will be paid for if the guilty party has no coverage and is unable to compensate your injuries. However, your own coverage may help you.

An uninsured motorist clause allows your insurance company to pay for damages (up to your policy limit) in a variety of situations. For instance, if you were injured in an accident that wasn't your fault, you may be eligible to make an uninsured motorist claim. Additionally, this type of insurance may apply if you are hit as a pedestrian by a driver who doesn't have enough insurance to cover your damages.

Making an Uninsured Claim in Texas

To make an uninsured motorist claim, call your insurance company. Your insurance company should have a claims number. When you call, your insurance company will begin an investigation to make sure that your claim is legitimate. Investigations usually include a great deal paperwork, release forms and other technicalities. Additionally, you insurance company may be reticent to actually relinquish payment. If this is the case, talk to a lawyer from The Law Office of Sebastian J. Simon today. An attorney from our firm can help you collect that money that you need and deserve. With a skilled negotiator on your side, you can rest assured that your claim is in good hands.

About the Texas Insurance Code

To protect car accident victims from having to pay for damages out of their personal finances, many states have uninsured motorist clauses in their insurance codes. In Texas, however, this provision is not mandatory. Instead, it is optional to purchase coverage in case of an accident caused by a motorist who has no insurance policy and therefore cannot cover any damages and/or injuries involved.

Find an Car Accident Lawyer in Houston, TX

To make sure that your insurance company provides you with the benefits you are entitled to, consult with a Houston car accident attorney from the Law Office of Sebastian J. Simon today. You should not have to struggle financially because of someone else's negligent or reckless behavior. If you were hit by an uninsured motorist, a member of our team can provide you help to recover what you are entitled to. Your case evaluation is absolutely free, so you have nothing to lose by calling today.